Thursday, June 8, 2017

Side Hustles, Decluttering and Grocery Delivery

Good Morning! I've been up since 630 am trying to find items to take to a cash for clothes place that opened up recently. Its a Mom and Pop place. A friend had mentioned it a few weeks ago and then again yesterday. She stopped by and received about 40 dollars for 11 items of clothing. That may not seem like a lot but for clothes that was going to give away that is not bad. I had a stack of clothing that was not really Ebay worthy yet I knew it still had some value. So, I took it on over and left 10 minutes later with $60. I decluttered and made $$. Today, I'm headed over with some items and we will see how it goes.

I will also continue to declutter as well as file and shred mountains of old paperwork. I so despise doing it but I need to clear this stuff that really holds me back at times. Clean house = more productive me!

Hopefully, by 2 this afternoon, I can get to taking pictures and listing at least 5 items on Ebay. I need to generate some much needed income. Today, my goal is at least $50 in sales.  I'm trying to supplement our food budget because our kiddos are out of school and eating everything in sight. I'm seriously trying to avoid going to get fast food since it never satisfies their hunger. As long as I have fruit, veggies and sandwich fixings, they are good.

I've recently discovered the joys of home delivery for my groceries! I had tried the order online and pickup at the grocery store / Walmart. That was fine but this is even better. The service is Instacart and after two deliveries I am HOOKED! I ordered online, scheduled same day delivery and voila! groceries are at my doorstep. The delivery lady is super nice and the best part is the service is for a year. I do try to tip well since I'm saving a ton by not impulse buying a ton of junk! You can click here to get $10 off your first order and save a ton of time too!

Homemade burgers are what's for dinner tonight. Instead of fries we are doing sliced cucumbers. For dessert we are going to have fruit.

Off to reclaim my home from the clutter monster! Hoping each one of you has a super day!

Wednesday, June 7, 2017

Busy Paying off Debt!

For the past year, I have been paying off debt. Am I debt free yet? Not yet but my debt payoff plan is gaining momentum and we are putting larger chunks of money towards our debt repayment. We have paid off three credit cards which I am so happy about. By December of 2018, we hope to be free of all credit card debt. I also expect to pay off a loan as well. I see the light at the end of the tunnel but I know there is still a ways to go before we are 100% debt free.

It has not been easy and requires willpower that we sometimes do not have. Do we still go out to eat a bit too much. YES. Do we still buy a lottery ticket in hopes of winning big, YES. However, we also have recognized our triggers. Before, my husband and I enabled each other. Now we try to talk each other off a financial ledge. We are financially growing up.

Paying off 3 credit cards has enabled us to plan for a family vacation as well as a family reunion. Could we pay off debt quicker by staying at home? Absolutely, but we realize we have to take a break sometimes and have some fun. We are paying for our vacation and Mr. Man's family reunion with cash. We refuse to put anything on credit. Its counterproductive. We know how it will play out if we do. We will put it off, keep charging and then eventually max out the card. NOT what we want to do.

We also have a plan and a budget. We have adjusted our budget for our trips. Grocery, gas and entertainment budget have been halved to account for our vacation spending. We also will be purchasing tickets online before our trip so that the only spending we will do is for food and gas.

I hope in the coming months, you all will see more items on our debt page disappear. I also hope to get back to reading some of my favorite budget blogs as well as finding new ones.

I'm off to list more items on Ebay, hope you all have a happy rest of the week!

Wednesday, June 29, 2016

Working on my TO DO list!

Good Morning All! I must have started about 10 posts over the past few months and each time I would start over because I thought they weren't good enough. So I promised myself that Today I'd post no matter what!

Summer has begun and I have been working away at my TO DO List!

  • The majority of my Ebay Inventory is now neatly put away in bins on racks in the garage. YAY!

  • The fireplace is done and our living room is painted.  Yippee!

  • Mr. Man and I have started an emergency fund...all these years and we kept failing at it. We have worked our savings into our budget and I hope we keep the momentum going!

  • I've been decluttering like a mad woman.  I tend to hold on to too much stuff.  I'm learning to let go of the unnecessary.  This has been the hardest for me!

  • I am meal planning to reduce food waste. Eating out is my crutch! I'm trying to find simple and healthy meals that can both use what we have on hand and don't result in tons of food waste.

  • I have put myself on a buying freeze for Ebay! I have so much stock at the moment that I need to work through it before I can think of going on any big buying trips. I am allowing myself to buy only if its a rare or high end piece.

  • I'm dedicating time to ME. I have made small goals to work on my mind and body. For the next fourteen days, I challenged myself to get on the treadmill at least once a day. I am also being mindful of what I eat, while still giving myself room for a yummy dessert occasionally.

Here's my meal plan for this week: 

Monday - Baked chicken breast, string beans and brown rice

Tuesday - Enchiladas with fresh pinto beans

Wednesday - Homemade Chicken Noodle Soup


Friday - Bean and Cheese Tostadas and Spanish rice

Saturday - Mr. Man is BBQing

Sunday - Cheese Tortellini with Red Sauce and Salad

Monday - Hot Dogs

Be Grateful, Be Kind and Be Happy!

Thursday, February 11, 2016

Busy with Dad, Side Hustles and Ebay!

So grateful to be too me that means that I still have purpose somewhere in this crazy life! Dad has had a few ER visits but thankfully he's doing okay so that is a big plus.

 Side hustle wise, I've turned it up a notch. I have been signing up for surveys for cash online. Made $125 last month on an online focus group I qualified for. I also have done a few mystery shops. Received a check for $36 for a SUPER easy pizza shop.

I also rented a very small booth space in an antique mall. Its about the width of a small bookcase and about 7 feet tall lengthwise. But I was elated to get the space. I have been inquiring every few months for about 2 years. So I was so happy to get my foot in the door. I have been taking items that are not quite right for Ebay but I believe still have value and I don't want to take them to Dad's fleamarket booth (He's overflowing with stuff right now). Its $40 per month and I already have made my booth fee in sales so I'm excited.

On Ebay, I have been listing and listing. I really am trying hard to reclaim my house and I refuse to stow away things in a storage room to be forgotten. So I am listing every chance I get. Sales have been good and I'm trying to increase my Ebay store inventory. I have plenty of stock to list so I'm scaling back on buying because frankly its ridiculous. In the past few months I did have one monster sale (for me that is) of over $2500. It helped out at just the right time.

I'm hoping to catch up on all my favorite blogs this weekend. last Ebay tip for on the lookout for high end perfume bottles. The possibility of finding them is very good considering everyone at one time or another will either buy or receive a nice quality perfume. If the bottle reads Made in France the chance it will sell is greater. They can bring in a pretty penny :)

Friday, January 1, 2016

Happy 2016!

Happy New Year to everyone. Hoping that 2016 brings only great things to each and every one of you :) I finally have pried myself away from day to day life! I have not posted in AGES! Fireplace is 95% done. Floors are 100% done. Mr. Man has to do some finishing touches around house and paint changes above fireplace.

Here are some before and after shots:

Fireplace Demo!

New Fireplace Installed

Drywall installed

New Tile in Place

Fireplace almost done

Still have to wipe down fireplace and add edging to it but just glad to have my house back for the most part. 

Gotta get back to listing on Ebay but hope to check in more often with more remodeling pics! 

Friday, October 23, 2015

Trying to REMODEL on a budget!

I feel like I've been away far too long! Things have been hectic for Mr. Man and I.  We are currently remodeling our home.  We had decided to sell it a few months ago and we were house hunting. Everything was on go but then came the realization that all the homes on the market did not meet our needs. We wanted a larger room for Kiddo2 but everything was actually the same size or smaller. And lets not get into how Kiddo1's room was bigger than anything we saw. We came to the conclusion that we would have to try to make it work where we are. Now, our dilemma was....How do we remodel our existing home without breaking the bank.  It would be crazy to put a ridiculous amount of money into a house whose value will never go beyond a certain point.  We priced roofers, chimney guys, floor people and general contractors. It was kind of a hit or miss kind of thing because people basically charge whatever they want. Mr. Man asked coworkers for recommendations and I asked my family. What we saved was amazing! Roofer guy price difference $1300! Flooring installer difference $1650! Our decisions were not made hastily. We shopped around and had several quotes. We wanted to be sure the people we hired were knowledgeable and dependable. Yesterday was the first day of remodeling! Chimney brick/wall was removed. I'm excited for the changes to come :)

Thursday, September 3, 2015

Budget ideas, tips and advice with teens?

(pic from

I love reading blogs, watching Youtube videos and scouring Pinterest for budget ideas but I never seem to find anything that really relates to me. I love all the helpful hints but if I'm to be honest, not a whole lot is very realistic in my world. I'm not a single parent, empty nester, homeschooler or Mom of preschoolers which seems to be the majority of information I find. I try to piece together what works best for our family but sometimes it would be nice to see a family who has two ravenous teens who eat their weight in food a week! LOL! To be honest, our food budget alone is totally on the opposite spectrum of a family with a baby and a two year old. Let's not mention clothing, school expenses, doctor visits (did I mention Austim is in the mix as well), spending time with friends and impending graduation/college costs. It's a whole lotta cash flying out the door. Teens will not be entertained with peekaboo or toilet roll crafts (okay maybe some of the times!). I can hear my own frustration here! I guess my post is sounding like a rant but there's a sea of Moms who are in the same boat...I'm just not really sure where they are?