Tuesday, August 22, 2017

Selling Our Car to Pay Debt!

Earlier this year, Mr. Man and I paid off my car. We were so excited to own my car free and clear. Shortly afterwards, we purchased a car for Kiddo#1. It was an excellent buy, reliable and held its value pretty well. Fast forward to this past week, Mr. Man and I had been throwing the idea around that Kiddo #1 still was not 100% ready to drive on their own. My car literally was sitting in the driveway collecting cobwebs and was going to require some work soon. I pitched Mr. Man the idea of selling my car to pay off debt. He was hesitant at first but thankfully came around. Yesterday, we sold my car directly to the dealership. With what we made we paid one card completely and another about 99% off. It feels great to be rid of those payments. I see the light at the end of our debt tunnel. Its still quite long but there is a tiny little light shining on the other end!

Tuesday, July 18, 2017

Money Spent and Closing the Antique Booth

Money made today: $18
Money spent today: $31

Another day of more spending money than making money. Hoping sales pick up soon. Money spent today was breakfast with Dad and a trip to the pharmacy.

I went by the antique booth today and decided to give my move out notice.  Although I enjoy going, its just not profitable enough to continue spending my time there. I decided its time to move on to hopefully bigger and better things. I'm relieved actually.

I didn't list much today but I did declutter some. I have a small pile left in our bedroom that I have to go through which I'm excited about. I can't remember the last time my home felt like a house and not a thrift store. LOL!

I hope to list 5 items tomorrow and possibly sell some clothes for cash locally.

Have a great evening!

Monday, July 17, 2017

Money Spent and life update

Money made today - $0
Money spent today-  $125

I decided to start noting my money made and spent on each blog. I'm interested to see what is actually coming in versus going out. As you can see, I'm in the red for the day.We are in the process of preparing for a summer trip so I'm trying to keep spending  LOW.  Today's spending consisted of $115 for my doctor copay and a balance that was due from my last visit after insurance. The remaining $10 was for fresh flowers for my mom's gravesite. I try to take some at least once a month. She loved growing and receiving fresh flowers when she was alive. It was one of those things she hoped we would do for her when she passed.

Ebay was a bit slow at the beginning of the summer but sales have begun to pick up this month.

We took a trip at the beginning of summer and paid it completely with cash! Woohoo for us. For this next trip to see my inlaws, I'm trying really hard to budget with cash. Keeping fingers crossed!

Things at the antique booth are okay. I'm able to make my rent and then some but I'm considering closing up shop because its just not producing enough for me. I think my time would be better spent branching out on different social media platforms.

I'm off to continue listing before I make dinner. Hope everyone has a great evening!

Thursday, June 8, 2017

Side Hustles, Decluttering and Grocery Delivery

Good Morning! I've been up since 630 am trying to find items to take to a cash for clothes place that opened up recently. Its a Mom and Pop place. A friend had mentioned it a few weeks ago and then again yesterday. She stopped by and received about 40 dollars for 11 items of clothing. That may not seem like a lot but for clothes that was going to give away that is not bad. I had a stack of clothing that was not really Ebay worthy yet I knew it still had some value. So, I took it on over and left 10 minutes later with $60. I decluttered and made $$. Today, I'm headed over with some items and we will see how it goes.

I will also continue to declutter as well as file and shred mountains of old paperwork. I so despise doing it but I need to clear this stuff that really holds me back at times. Clean house = more productive me!

Hopefully, by 2 this afternoon, I can get to taking pictures and listing at least 5 items on Ebay. I need to generate some much needed income. Today, my goal is at least $50 in sales.  I'm trying to supplement our food budget because our kiddos are out of school and eating everything in sight. I'm seriously trying to avoid going to get fast food since it never satisfies their hunger. As long as I have fruit, veggies and sandwich fixings, they are good.

I've recently discovered the joys of home delivery for my groceries! I had tried the order online and pickup at the grocery store / Walmart. That was fine but this is even better. The service is Instacart and after two deliveries I am HOOKED! I ordered online, scheduled same day delivery and voila! groceries are at my doorstep. The delivery lady is super nice and the best part is the service is for a year. I do try to tip well since I'm saving a ton by not impulse buying a ton of junk! You can click here to get $10 off your first order and save a ton of time too!

Homemade burgers are what's for dinner tonight. Instead of fries we are doing sliced cucumbers. For dessert we are going to have fruit.

Off to reclaim my home from the clutter monster! Hoping each one of you has a super day!

Wednesday, June 7, 2017

Busy Paying off Debt!

For the past year, I have been paying off debt. Am I debt free yet? Not yet but my debt payoff plan is gaining momentum and we are putting larger chunks of money towards our debt repayment. We have paid off three credit cards which I am so happy about. By December of 2018, we hope to be free of all credit card debt. I also expect to pay off a loan as well. I see the light at the end of the tunnel but I know there is still a ways to go before we are 100% debt free.

It has not been easy and requires willpower that we sometimes do not have. Do we still go out to eat a bit too much. YES. Do we still buy a lottery ticket in hopes of winning big, YES. However, we also have recognized our triggers. Before, my husband and I enabled each other. Now we try to talk each other off a financial ledge. We are financially growing up.

Paying off 3 credit cards has enabled us to plan for a family vacation as well as a family reunion. Could we pay off debt quicker by staying at home? Absolutely, but we realize we have to take a break sometimes and have some fun. We are paying for our vacation and Mr. Man's family reunion with cash. We refuse to put anything on credit. Its counterproductive. We know how it will play out if we do. We will put it off, keep charging and then eventually max out the card. NOT what we want to do.

We also have a plan and a budget. We have adjusted our budget for our trips. Grocery, gas and entertainment budget have been halved to account for our vacation spending. We also will be purchasing tickets online before our trip so that the only spending we will do is for food and gas.

I hope in the coming months, you all will see more items on our debt page disappear. I also hope to get back to reading some of my favorite budget blogs as well as finding new ones.

I'm off to list more items on Ebay, hope you all have a happy rest of the week!

Wednesday, June 29, 2016

Working on my TO DO list!

Good Morning All! I must have started about 10 posts over the past few months and each time I would start over because I thought they weren't good enough. So I promised myself that Today I'd post no matter what!

Summer has begun and I have been working away at my TO DO List!

  • The majority of my Ebay Inventory is now neatly put away in bins on racks in the garage. YAY!

  • The fireplace is done and our living room is painted.  Yippee!

  • Mr. Man and I have started an emergency fund...all these years and we kept failing at it. We have worked our savings into our budget and I hope we keep the momentum going!

  • I've been decluttering like a mad woman.  I tend to hold on to too much stuff.  I'm learning to let go of the unnecessary.  This has been the hardest for me!

  • I am meal planning to reduce food waste. Eating out is my crutch! I'm trying to find simple and healthy meals that can both use what we have on hand and don't result in tons of food waste.

  • I have put myself on a buying freeze for Ebay! I have so much stock at the moment that I need to work through it before I can think of going on any big buying trips. I am allowing myself to buy only if its a rare or high end piece.

  • I'm dedicating time to ME. I have made small goals to work on my mind and body. For the next fourteen days, I challenged myself to get on the treadmill at least once a day. I am also being mindful of what I eat, while still giving myself room for a yummy dessert occasionally.

Here's my meal plan for this week: 

Monday - Baked chicken breast, string beans and brown rice

Tuesday - Enchiladas with fresh pinto beans

Wednesday - Homemade Chicken Noodle Soup


Friday - Bean and Cheese Tostadas and Spanish rice

Saturday - Mr. Man is BBQing

Sunday - Cheese Tortellini with Red Sauce and Salad

Monday - Hot Dogs

Be Grateful, Be Kind and Be Happy!

Thursday, February 11, 2016

Busy with Dad, Side Hustles and Ebay!

So grateful to be too busy...to me that means that I still have purpose somewhere in this crazy life! Dad has had a few ER visits but thankfully he's doing okay so that is a big plus.

 Side hustle wise, I've turned it up a notch. I have been signing up for surveys for cash online. Made $125 last month on an online focus group I qualified for. I also have done a few mystery shops. Received a check for $36 for a SUPER easy pizza shop.

I also rented a very small booth space in an antique mall. Its about the width of a small bookcase and about 7 feet tall lengthwise. But I was elated to get the space. I have been inquiring every few months for about 2 years. So I was so happy to get my foot in the door. I have been taking items that are not quite right for Ebay but I believe still have value and I don't want to take them to Dad's fleamarket booth (He's overflowing with stuff right now). Its $40 per month and I already have made my booth fee in sales so I'm excited.

On Ebay, I have been listing and listing. I really am trying hard to reclaim my house and I refuse to stow away things in a storage room to be forgotten. So I am listing every chance I get. Sales have been good and I'm trying to increase my Ebay store inventory. I have plenty of stock to list so I'm scaling back on buying because frankly its ridiculous. In the past few months I did have one monster sale (for me that is) of over $2500. It helped out at just the right time.

I'm hoping to catch up on all my favorite blogs this weekend.

Oooh....one last thing....my Ebay tip for today....be on the lookout for high end perfume bottles. The possibility of finding them is very good considering everyone at one time or another will either buy or receive a nice quality perfume. If the bottle reads Made in France the chance it will sell is greater. They can bring in a pretty penny :)