Thursday, June 8, 2017

Side Hustles, Decluttering and Grocery Delivery

Good Morning! I've been up since 630 am trying to find items to take to a cash for clothes place that opened up recently. Its a Mom and Pop place. A friend had mentioned it a few weeks ago and then again yesterday. She stopped by and received about 40 dollars for 11 items of clothing. That may not seem like a lot but for clothes that was going to give away that is not bad. I had a stack of clothing that was not really Ebay worthy yet I knew it still had some value. So, I took it on over and left 10 minutes later with $60. I decluttered and made $$. Today, I'm headed over with some items and we will see how it goes.

I will also continue to declutter as well as file and shred mountains of old paperwork. I so despise doing it but I need to clear this stuff that really holds me back at times. Clean house = more productive me!

Hopefully, by 2 this afternoon, I can get to taking pictures and listing at least 5 items on Ebay. I need to generate some much needed income. Today, my goal is at least $50 in sales.  I'm trying to supplement our food budget because our kiddos are out of school and eating everything in sight. I'm seriously trying to avoid going to get fast food since it never satisfies their hunger. As long as I have fruit, veggies and sandwich fixings, they are good.

I've recently discovered the joys of home delivery for my groceries! I had tried the order online and pickup at the grocery store / Walmart. That was fine but this is even better. The service is Instacart and after two deliveries I am HOOKED! I ordered online, scheduled same day delivery and voila! groceries are at my doorstep. The delivery lady is super nice and the best part is the service is for a year. I do try to tip well since I'm saving a ton by not impulse buying a ton of junk! You can click here to get $10 off your first order and save a ton of time too!

Homemade burgers are what's for dinner tonight. Instead of fries we are doing sliced cucumbers. For dessert we are going to have fruit.

Off to reclaim my home from the clutter monster! Hoping each one of you has a super day!

Wednesday, June 7, 2017

Busy Paying off Debt!

For the past year, I have been paying off debt. Am I debt free yet? Not yet but my debt payoff plan is gaining momentum and we are putting larger chunks of money towards our debt repayment. We have paid off three credit cards which I am so happy about. By December of 2018, we hope to be free of all credit card debt. I also expect to pay off a loan as well. I see the light at the end of the tunnel but I know there is still a ways to go before we are 100% debt free.

It has not been easy and requires willpower that we sometimes do not have. Do we still go out to eat a bit too much. YES. Do we still buy a lottery ticket in hopes of winning big, YES. However, we also have recognized our triggers. Before, my husband and I enabled each other. Now we try to talk each other off a financial ledge. We are financially growing up.

Paying off 3 credit cards has enabled us to plan for a family vacation as well as a family reunion. Could we pay off debt quicker by staying at home? Absolutely, but we realize we have to take a break sometimes and have some fun. We are paying for our vacation and Mr. Man's family reunion with cash. We refuse to put anything on credit. Its counterproductive. We know how it will play out if we do. We will put it off, keep charging and then eventually max out the card. NOT what we want to do.

We also have a plan and a budget. We have adjusted our budget for our trips. Grocery, gas and entertainment budget have been halved to account for our vacation spending. We also will be purchasing tickets online before our trip so that the only spending we will do is for food and gas.

I hope in the coming months, you all will see more items on our debt page disappear. I also hope to get back to reading some of my favorite budget blogs as well as finding new ones.

I'm off to list more items on Ebay, hope you all have a happy rest of the week!