Friday, July 11, 2014

Happy Friday!

Happy Friday Everyone! Getting my day started and trying to clean off my desk as it is a total mess!


Trying to keep myself busy so I don't unnecessarily spend $$.

Went food shopping yesterday.  Found a couple good buys but we didn't exactly need a whole lot. I will be buying fruits and vegetables today as the store I went to had little variety. Here's what I bought for a total of $47.74.


I had budgeted $75 for the week, about $25 less than what I normally budget. I did it to see if I can make it work.  It will be a bit challenging considering the kiddos eat like lumberjacks.

I'll be going to visit Dad sometime today and see where else the day takes us. Have a great weekend :)






Monday, July 7, 2014

If you don't complain about your finances...

You must have a ton of money in savings?! Wrong!

So, a little over a year ago Mr. Man received a promotion.  With it came a higher salary.  That's where fact and fiction get confused.  I've noticed more comments from family about Mr. Man's salary and how now we are "Good", as in set financially.  What my family fails to realize, is that we pay all our bills and there are quite a few.  We are a single income household with a mountain of medical debt.  Add on to that the daily expenses that are not average.  I willingly volunteer, as well as a couple of my other siblings, to check up on Dad several times a week.  With that comes gas expense, food expense and the occasional entertainment expense.  We do it because we want to but that doesn't take away the financial aspect of it.  I also have a special needs child who requires weekly therapy.  We get absolutely not one penny of government assistance and our health insurance copay is useless.  Why? Well, here is the breakdown.  Our copay is $80 per therapy session.  The therapy office charges us a private pay cost of $65 per therapy session.  Therefore, it is cheaper to pay out of pocket versus go through our health insurance plan.  Add to this a large mountain of debt from my 4 of 5 surgeries within the last two years.  I refuse to complain but I'm a bit annoyed by assumptions people make.  If our circumstances were different and we only had to worry about ourselves and our kids then we would have a very nice savings but life happens.  I wouldn't want it any other way.  I love my Dad, am beyond grateful for my kiddo's progress and thankful for my health. If only my family would take a step back to realize that everyone's financial situation is different. I know I'm not the only one in this boat but sometimes in my little corner of the world it feels like it.

Saturday, June 7, 2014

Are we broke?

Summer is only one day in and already my kiddos have posed this question to me. I told them that just because we cannot go out and spend, spend, spend, that does not mean we are broke.  I said that in order to have a nice summer getaway we need to spend our money wisely.  Needless to say they moped around until sundown when we went to an outdoor movie at our local park.  They had a blast and it was free :)

We still have a few more days till payday and I'm going to have to get creative with the activities.Yesterday, Kiddo2 had me assist in putting this together...LOL!








Wednesday, June 4, 2014

Trying to avoid backsliding into oblivion!

I have not written in a WHILE! I'm so glad school is almost out for summer. You would think I could remember all these expenses like yearbooks, class parties, teacher gifts and field trips. I finally laid it out in a language they could understand..."If we save money by NOT eating out and NOT buying random junk then a trip to DisneyWorld would be possible just about every year!" They were amazed! Now....they know we would not go to DisneyWorld every year but they actually were listening to what I was saying versus tuning me out. LOL!

I plan on listing like a mad woman next week.  I need to make some moola in a serious way. Plus, my organizing has gone off track and I need to get it under control again. So much to do and I'm looking forward to it :)

Have a great Weekend!



Tuesday, April 29, 2014

Sick Kiddo, Matt & Kim and Mr. Man's Bday

Kiddo2 is sick at home today...I hate when the kiddos are sick, I wish I could make it all better. Hoping a day of sleep and meds will help. Kiddo2 is just happy to watch some TV and not do homework..lol.  I have been listening to Matt & Kim to keep me energized. I'm filing, decluttering and trying to list a bit on Ebay.


I'm hoping Kiddo2 is feeling better by tomorrow because its Mr. Man's bday. Usually we do something at home but I know he really would like dinner out somewhere.  I wanted to invite some of my family to join us and surprise him :) Keeping my fingers crossed and praying it all works out!

Saturday, April 26, 2014

Just when I start to lose hope...I update my debt page!

I've been MIA for a while.  So much going on at home plus I got sick in the process. When Mom is sick the world stops.  Or at least it feels like it! I'm getting better and thankfully getting back into the groove of things. Moneywise, I had started to lose hope. Getting the new house itch (AGAIN!), wanting to go out and shop till I drop (notice I said "Wanting" not "Went") and feeling a little stagnant overall. Then, I went to update my debt page. YEAH! Seeing the total go down always stops me and lets me know all the little sacrifices are paying off.  Having a few dollars versus having NO dollars in the bank is always good.

Thursday, March 20, 2014

Small victories...

So these past few weeks we've been running pretty lean at Casa de Q&A. The temptation to use credit
has been rearing its ugly head and so far we have resisted temptation. It is so hard not to take the easy way out.  Hoping things settle down a bit this month.  I'm trying to hit a sales goal this month in hopes of contributing to our home repair fund.  We need to come up with about 1500 in the next few weeks for a partial fence replacement.  I'm hoping to contribute a few hundred from Ebay.  I'm also going to dip my toes into Etsy with some vintage items.

Mr. Man and I are also rearranging our bedroom.  We are trying to get away from the idea of buying a new home and we figured might as well and make this one more into what we want.  I'm not 100% convinced yet but I'm willing to try.

My parting photo is of a local pond...I have been wanting to take the kids for like ever and finally we went.  This goose was chasing me away...lol...it waited till after I fed it!