Tuesday, April 14, 2015

Trying to hold it all together....

For the past couple of months, I have started to write a new post only to go back and delete it. I am being pulled in so many different directions that I didn't know what exactly I should write of. Our financial position is not a whole lot different. Mr. Man did get a new vehicle so our debt total did go up some for the time being. Thankfully we are in a good place at the current moment and need to focus on that. I've also been sick, the kiddos have been sick and finally on Easter Sunday, Dad had a minor medical emergency. He's 86 years old and although very active, he's still EIGHTY SIX years old.  Now, I'm left to decide what is our plan moving forward.  Should we find a bigger home and tell Dad to move in or allow him his independence while dividing time between our home and his. And also why am I the only one seriously considering this option. I feel the weight of the world on my shoulders. Some days I want to live carefree and just enjoy my kids and husband but life isn't allowing that.  Then, guilt creeps in and I feel terrible for just wanting a "normal" life even though I know nothing is ever "normal" for anyone. In the end, I know that I won't be content unless I know Dad is okay and at the moment it seems like I'm the only one who can provide that for him or for that matter WANTS to provide that for him. It's tough, no one tells you these parts of life. It's not always fun but in the end I know its the right thing to do.

Friday, January 16, 2015

How We Save Money...

I always enjoy reading about how others save money in their daily lives so I thought I'd share the little ways we save....

1. Skip the soda/cookie/chip aisle at the grocery store.  I find it amazing how many people load down their carts with cases of soda, chips and cookies.  Hey, I love me some junk food but I also know that I cannot have it in the house because it will all be gone within the day! Plus all that money adds up and I'd rather get a few extra fruits and vegetables instead. 

2. We do not have cable.  Some people may cringe at this thought but we cut the cord about 2-3 years ago.  And that was with a teenager and elementary aged kid.  The kids watch the shows they like online and we stream movies and tv shows through Netflix and Amazon.  Plus Youtube has so many helpful and funny videos.  We use an HDTV anntenna on our TV to catch local stations and ABC, NBC, CBS, FOX and the CW. We do not miss paying the extra $100 a month at all!

3. We have a budget.  Now, sometimes we go over our allotted amounts but it keeps us accountable and helps guide us in order to save money.  Our budget lists all fixed bills as well as food, gas, lunch money and other "soft" expenses.  If ever we have a tight month we can immediately see where we can trim spending. 

4.  I coupon.  I'm not an extreme crazy couponer (sometimes I wish I was..lol) .  I just search and clip coupons on items we use normally.  I also use rewards cards and keep a stockpile of items we use daily. 

5. The last way we save money is we enjoy the little things! Although I would love to spend a day at the mall every weekend shopping away...I always stop myself and ask " Is that where my time is best spent?" Making memories with my kids and giving them experiences rather than things has played a huge part in getting our finances back on track.  They remember days at the park, shows we've seen together and fun trips we've taken over things we have bought for them. 


I'm hoping ya'll have a great weekend and as always I look forward to reading how ya'll save :) 

Thursday, January 8, 2015

Tortillas on a cold day!

Its been really cold for here in South Texas.  The other day, I was too cozy at home to venture out so I made due with what we had here. I made some tortillas. I don't make them very often because Kiddo2 is gluten sensitive but we all did enjoy this rare treat.



I didn't have a griddle to cook them on so I just used a piece of tin foil on the flat ceramic stovetop. Worked like a charm!


I was in the mood for some zucchini so I put some in the oven...

I heated up some refried beans, added shredded mozzarella and the roasted zucchini and well I couldn't wait...

It was so yummy!

Sunday, January 4, 2015

The joys of winter break homework...

Dad has the sniffles today and told me to stay home and take care of Mr. Man who has been also under the weather. Thankfully, Mr. Man is better than he was the past couple of days so not much for me to do there. In fact, he took Kiddo2 fishing and I get to help Kiddo1 with an English essay.  The joy! I pride myself in being a smarty pants (don't we all?!)  and well I was appalled at Kiddo1's paper.  Poor kiddo didn't stand a chance luckily Mom is here to make them see the light of day....lol...I kid..I kid.  We are reworking Kiddo1's paper and slowly I see the light bulb getting brighter and brighter as they get what they are actually suppose to be writing about. When I entered this whole mommy business no one told me that at least 18 years of additional learning/relearning was required. Either way I don't think it would make a difference...I'd learn rocket science if it meant helping my kiddos with their homework..LOL!

Aside from homework, I am uber excited to get to using my KitchenAid Mixer that Mr. Man gifted me for Christmas :)  I've baked a few things but today I am craving tortillas so see how that works out.

Hopefully I can work in some reading time because I need a big dose of motivation for my budget planning!

Have a SUPER SUNDAY!

Thursday, January 1, 2015

HAPPY NEW YEAR !

Happy New Year!  I have been out of the loop lately but 2015 is here and I'm ready for it.  Or I at least hope I am..lol.  The holiday season was great we enjoyed lots of family and no drama.  I guess we are all growing up :) So on to the NEW YEAR, Mr. Man is a lot under the weather but trying to get better. I am thinking of all the things I want to accomplish this year.  Every year I make resolutions that I cannot at all keep. I'm trying to be reasonable and realistic.

My first resolution is to lose 20 pounds. I've been slowly working on a weight goal and know these 20 pounds are doable. It will be challenging because I have a huge sweet tooth but I'm committed to doing it and know I CAN do it.

My second resolution is to eliminate 4 of my credit card debts by the end of 2015. Reducing our debt total is a huge priority this year.

My third resolution is to pay cash for our trip to Las Vegas for a family wedding. This is a big trip for us which will equal a big expense.

My last resolution is relax more and just enjoy family time.  I tend to always have housework/organizing to do so I want to be able to put "work" on the backburner when the weekend comes around.

I'm hoping this new year brings each one of you HAPPINESS, HEALTH and PROSPERITY!



Sunday, November 16, 2014

I need some help finding the perfect blog!

I love reading debt saving, meal planning and organizing blogs but the one thing I've noticed is that the majority are written by people who have kids under 7. While, I still enjoy reading I've been on the hunt for a blog that can provide some guidance for those of us with tweens and teens. Because as we all know they eat a WHOLE lot more than little ones.  As well as make a WHOLE lot more mess, have friends over and require a WHOLE lot more money.  And for me personally I have the added cost of a special needs child so I'm the odd woman out when it comes to finding a blog that fits our lifestyle. So I figured if I can find a few I can Frankenglue them together to give me a great guide to organinzing, saving and meal planning. LOL! So if you all have any good suggestions please do share, I would really appreciate it!

Friday, November 14, 2014

Brrr...A cold front blew in!

As I type my fingers are thawing out! A cold front blew in Wednesday night and its so cold today. Well, for us down here in South Texas its cold ...36 degrees F with the windchill it feels like 26 degrees F.  I know many of you up north deal with a whole lot colder weather but it might as well be 10 below 0 because all the heavy coats, mittens and hats have been pulled out.  By the way, I AM LOVING this weather.  I'm in such a can do mood in the winter...lol.  Today, I will be listing.  I need to make about 300 dollars by the end of the month. I've been researching a whole lot to see what price points are the best to get my items moving.

A post or so ago I wrote about Dad wanting to close up shop.  I had a long talk with him and come to find out he does want to keep the booths open but he wasn't generating enough profit to pay the rent.  I didn't know we was pulling so much of his money out of pocket. So many of my siblings have been visiting that he couldn't open the booths.  I told him that he needed to have them tag along and help if they were in town for a visit. My Mom always said "Tienes que ser FAIR". Its a mix of Spanish and English translated to "You have to be fair". She always said this when telling my Dad they had to visit my siblings out of town or attend one of their special events.  She always made sure they were each given time. So, I told him this but with respect to letting my out of town siblings help out with the booth when they were in town.  I told him its not fair to have my sister and I run it with him and then expect us to entertain as well when family comes to town. We need our down time and would like a break when someone else can help out. He understood and already had one of my brothers at the booth with him one day last weekend.  

I have to get working but I will leave ya'll with a shot of the front moving into town :) Brrrr...lol