A glimmer of light at the end of the tunnel...

Our finances have been disastrous lately...thankfully I'm seeing a teeny tiny glimmer of light at the end of the debt tunnel.  If all goes well in the next week (knock wood) we should catch up our mortgage payment. We had been paying it a few days after the due date (during the grace period).  It's a big weight lifted knowing its being paid a few days early.  This will help put us back on track and allow us to pay off bills without wondering if we will have enough money to get us through the month. I am going to try the envelope method this month.  I tried the jar method a year or two ago and it did not go well.  So I'm hoping to have better luck this time.

Next, a huge huge thanks to Carla at My 1/2 Dozen Daily for the awesome zippered pouch.  I love love love it :) I'm keeping my extra cash and change in it. It will serve as a reminder of all your great financial advice and help me to spend wisely!

 
 
 
Wishing everyone a great week!




Comments

~Carla~ said…
Good luck getting your budget back on track! I know it can be hard, but you're right, it'll be a relief! I'm glad that you've found a use for the pouch! :)
February 5, 2013 at 7:54 PM
Post a Comment

Popular posts from this blog

Life, Dad update and America 2021

So it has been 10 months since the pandemic changed how we live. It feels like much, much longer.  Kiddo1 and Kiddo2 are learning from home. It has been a challenge but they have adapted. Mr. Man has had to make changes at his job. His work is pretty stressful and the changes due to the pandemic have only added to his and his coworkers' stress levels. As for myself, change has been difficult on many fronts.  Caring for Dad in this third year was the biggest challenge. It was 7 of us, my five brothers coming from different cities to care for him on a weekly basis, my sister (who had recently returned to teaching) and me. We managed as best we could and did it as safely as possible. Unfortunately, a couple of months ago, Dad passed away. It had nothing to do with the virus and simply the effects of his stroke and dementia that slowly took him. He died peacefully at home.  So now, I'm having to readjust to living.  I am trying to stay busy with life and yet still feel t...
Read more

Life changes due to the Corona Virus pandemic

So it has been quite a while since my last post. Between caring for Dad and my homelife there is not much room for much else. Friday was my last day of caretaking for the foreseeable future since Kiddo1 and Kiddo2 are not at home and starting school online due to the Corona virus pandemic. Dad is doing as well as can be expected. My siblings will continue caring for him. Adjusting to life in these times has not been easy. Store shelves are empty, friends and family are losing their jobs and the healthcare system here is beginning to show signs of strain. Everyone is tired, scared and full of anxiety. It is hard to be optimistic but everyone is trying. It is just scary times when you cannot find toilet tissue, milk, eggs or bread. Store lines are long and at times tempers may flare. People are trying to stay sane but with each day it gets a bit more difficult. We are all coping as best as can be expected. Aside from that I will take this time to help Kiddo2 with navigating school work. ...
Read more

Starting Money Jar System next week!

Image
So I spoke with Mr. Man about using the money jar system.  He is sort of on board.  He said he can stay within a budget for the week (which I know he can) but he prefers to use his debit card. All that will be in the account is his allotted money for the week so it should work out fine. Next week we will start and  I'm excited but also a bit nervous about ending up with 5 empty jars! This week I have been organizing so I have set aside a few things to sell on Ebay.  Whatever money I make will go towards 1 particular credit card and medical expenses.  I will be updating my debt totals next week which I'm actually looking forward to doing!
Read more