A glimmer of light at the end of the tunnel...

Our finances have been disastrous lately...thankfully I'm seeing a teeny tiny glimmer of light at the end of the debt tunnel.  If all goes well in the next week (knock wood) we should catch up our mortgage payment. We had been paying it a few days after the due date (during the grace period).  It's a big weight lifted knowing its being paid a few days early.  This will help put us back on track and allow us to pay off bills without wondering if we will have enough money to get us through the month. I am going to try the envelope method this month.  I tried the jar method a year or two ago and it did not go well.  So I'm hoping to have better luck this time.

Next, a huge huge thanks to Carla at My 1/2 Dozen Daily for the awesome zippered pouch.  I love love love it :) I'm keeping my extra cash and change in it. It will serve as a reminder of all your great financial advice and help me to spend wisely!

 
 
 
Wishing everyone a great week!




Comments

~Carla~ said…
Good luck getting your budget back on track! I know it can be hard, but you're right, it'll be a relief! I'm glad that you've found a use for the pouch! :)
February 5, 2013 at 7:54 PM
Post a Comment

Popular posts from this blog

Life, Dad update and America 2021

So it has been 10 months since the pandemic changed how we live. It feels like much, much longer.  Kiddo1 and Kiddo2 are learning from home. It has been a challenge but they have adapted. Mr. Man has had to make changes at his job. His work is pretty stressful and the changes due to the pandemic have only added to his and his coworkers' stress levels. As for myself, change has been difficult on many fronts.  Caring for Dad in this third year was the biggest challenge. It was 7 of us, my five brothers coming from different cities to care for him on a weekly basis, my sister (who had recently returned to teaching) and me. We managed as best we could and did it as safely as possible. Unfortunately, a couple of months ago, Dad passed away. It had nothing to do with the virus and simply the effects of his stroke and dementia that slowly took him. He died peacefully at home.  So now, I'm having to readjust to living.  I am trying to stay busy with life and yet still feel the pull of
Read more

The Ups and Downs of 2020

2020 is definitely taking us on a rollercoaster of emotions. COVID19 had us all in a state of anxiety. Then the killing of George Floyd occurred. Watching the video was heartbreaking and incredibly hard to see. Unfortunately, this happens far too often in the United States. This has brought out both the best in people and the worst. Many say at least we know where everyone stands. The United States has a lot of work to do but I believe we are up to the task. We pray that as a nation we can come together and make change possible so that there is peace and equality for all.  So how has all this shaped our lives financially. We refinanced our home for a lower interest rate. It seems like life can change in a moment lately and we wanted to make sure we are saving wherever we can. Mr. Man sold his vehicle. It was 2 years old so the dealership bought it back for what we owed. He then bought a work truck in cash. So no third car payment. Our total debt numbers are now about $138,000 including
Read more

Life changes due to the Corona Virus pandemic

So it has been quite a while since my last post. Between caring for Dad and my homelife there is not much room for much else. Friday was my last day of caretaking for the foreseeable future since Kiddo1 and Kiddo2 are not at home and starting school online due to the Corona virus pandemic. Dad is doing as well as can be expected. My siblings will continue caring for him. Adjusting to life in these times has not been easy. Store shelves are empty, friends and family are losing their jobs and the healthcare system here is beginning to show signs of strain. Everyone is tired, scared and full of anxiety. It is hard to be optimistic but everyone is trying. It is just scary times when you cannot find toilet tissue, milk, eggs or bread. Store lines are long and at times tempers may flare. People are trying to stay sane but with each day it gets a bit more difficult. We are all coping as best as can be expected. Aside from that I will take this time to help Kiddo2 with navigating school work.
Read more