Q and A Debt

Good Morning! I've been up since 630 am trying to find items to take to a cash for clothes place that opened up recently. Its a Mom and Pop place. A friend had mentioned it a few weeks ago and then again yesterday. She stopped by and received about 40 dollars for 11 items of clothing. That may not seem like a lot but for clothes that was going to give away that is not bad. I had a stack of clothing that was not really Ebay worthy yet I knew it still had some value. So, I took it on over and left 10 minutes later with $60. I decluttered and made $$. Today, I'm headed over with some items and we will see how it goes. I will also continue to declutter as well as file and shred mountains of old paperwork. I so despise doing it but I need to clear this stuff that really holds me back at times. Clean house = more productive me! Hopefully, by 2 this afternoon, I can get to taking pictures and listing at least 5 items on Ebay. I need to generate some much needed income. Today, my g...

For the past year, I have been paying off debt. Am I debt free yet? Not yet but my debt payoff plan is gaining momentum and we are putting larger chunks of money towards our debt repayment. We have paid off three credit cards which I am so happy about. By December of 2018, we hope to be free of all credit card debt. I also expect to pay off a loan as well. I see the light at the end of the tunnel but I know there is still a ways to go before we are 100% debt free. It has not been easy and requires willpower that we sometimes do not have. Do we still go out to eat a bit too much. YES. Do we still buy a lottery ticket in hopes of winning big, YES. However, we also have recognized our triggers. Before, my husband and I enabled each other. Now we try to talk each other off a financial ledge. We are financially growing up. Paying off 3 credit cards has enabled us to plan for a family vacation as well as a family reunion. Could we pay off debt quicker by staying at home? Absolutely, but ...