Recently, I mentioned that Mr. Man had decided to use one of our lower interest cards for work related expenses. Welllllll.....off he went to his business meeting. He had a bit of cash on him. We paid off about half the balance on said credit card. His room and expenses would be reimbursed so we were going to pay that back towards the card. We were quite proud of ourselves. Making an active effort to pay off that card completely. Mr. Man calls me from the hotel saying he cannot check in. Our credit limit was lowered after paying down the card!!! We had cut every single other credit card we had. Plus we did not have the $500 the hotel needed. I was so embarrassed for Mr. Man. Thankfully, my mother in law saved the day. It never occurred to us that the credit card company would do that. We realized that not using it every now and then actually hurt us. Needless to say, we would not be in this predicament if we had a little money tucked away. Talk about lesson learned.