Trying to Keep the Momentum Going...

So this month has been interesting...I've been trying my hardest to not only reduce our daily spending but stay away from credit.  In years past, January has always been a very tough month due to being wiped out by Christmas spending but this month has been good so far. The next 11 days will prove a bit challenging but I think we can make it through the month only spending cash we have.  I am strongly considering using the jar method of budgeting but I need to get my husband fully on board with that. The bulk of today's to do list will be organizing. Wish me luck!

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