New Year and hopefully no New Debt!

2011 is coming to a close and I couldn't be happier.  I hope to seriously reduce our debt in 2012. My goal will be to completely pay off four credit cards.  I know its a large undertaking but I am totally up to the challenge.  Aside from reducing our debt, all I want from 2012 is health and happiness for my family and I.  Wishing everyone a very Happy and debt free New Year!